When it comes to protecting your home or business, property insurance is a must-have. However, many people don’t realize that their coverage may extend to certain unexpected events. In this article, we’ll be discussing some unique situations that could be covered by your property insurance policy, and why it’s important to review your coverage with a professional.
- Damage caused by underground water or flooding from heavy rainfall: Heavy rainfall can cause severe damage to your property, both inside and outside. If you live in an area prone to flooding, it’s important to make sure that your property insurance policy covers damage caused by underground water or flooding.
- Loss or damage from power outages or electrical surges: Power outages and electrical surges can cause serious damage to your appliances and electronic devices. Make sure your property insurance policy covers loss or damage from these events.
- Damage from falling objects such as trees or debris: Strong winds and storms can cause trees and other debris to fall on your property, resulting in significant damage. Make sure your property insurance policy covers damage from falling objects.
- Loss or damage from wild animals or pests: Wildlife and pests can cause a lot of damage to your property, both inside and outside. Make sure your property insurance policy covers loss or damage from wild animals or pests.
- Loss or damage from freezing of plumbing or HVAC systems: Cold temperatures can cause your plumbing and HVAC systems to freeze, resulting in serious damage. Make sure your property insurance policy covers loss or damage from freezing of plumbing or HVAC systems.
- Loss or damage from volcanic ash or volcanic eruptions: Volcanic ash and eruptions can cause a lot of damage to your property, both inside and outside. Make sure your property insurance policy covers loss or damage from volcanic ash or volcanic eruptions.
- Loss or damage from a landslide or mudslide: Landslides and mudslides can cause severe damage to your property. Make sure your property insurance policy covers loss or damage from these events.
- Loss or damage from terrorism or civil unrest: Terrorism and civil unrest can cause a lot of damage to your property. Make sure your property insurance policy covers loss or damage from these events.
- Loss or damage from mold or fungal growth: Mold and fungal growth can cause a lot of damage to your property, both inside and outside. Make sure your property insurance policy covers loss or damage from mold or fungal growth.
- Loss or damage from an act of war: War can cause a lot of damage to your property. Make sure your property insurance policy covers loss or damage from an act of war.
When it comes to protecting your property, it’s important to work with a professional who can help you understand your coverage and make sure you’re adequately protected. At the Law Office of Mahmud Yennes, PLLC, we have extensive experience helping clients in Tampa, FL with their property insurance claims. If you have any questions about your coverage, or if you need assistance filing a claim, please don’t hesitate to contact us at mylawtampa.com. We’re here to help!
