The Federal Deposit Insurance Corporation has issued a new Financial Institution Letter rescinding its existing Statement of Policy regarding qualifications for failed bank acquisitions. This significant regulatory action…

Executive Summary The FDIC has issued updated guidance concerning Regulatory Capital Rules for financial institutions. The guidance specifically addresses requirements and optional adoption pathways for Category I and…

A comprehensive analysis of the joint OCC, FDIC, and Federal Reserve proposal to revise regulatory capital requirements for the Standardized Approach. Read our practical guidance on compliance implications.

The OCC and FDIC issue joint notice of proposed rulemaking regarding regulatory capital for Category I and II banking organizations and market risk frameworks.

Reference: CFPB 2025{ "title": "CFPB Letter to Washington Legislature on Medical Bill Reporting", "slug": "cfpb-letter-washington-legislature-medical-bills", "excerpt": "New CFPB engagement...

Executive Summary The Consumer Financial Protection Bureau (CFPB) has announced a significant adjustment in its regulatory posture, specifically tailored to alleviate burdens on smaller entities within the financial…

Reference: CFPB 2025{ "title": "Consumer Financial Protection Bureau Updates Enforcement Priorities for Nonbank Covered Persons: Summary and Compliance Guidance", "slug"...

Reference: CFPB 2025{ "title": "CFPB FirstCash Settlement and Military Lending Act Compliance Update", "slug": "cfpb-firstcash-settlement-mla-compliance-update", "excerpt": "The CFPB has...

Reference: Bulletin 2025-50{ "title": "OCC Proposes Preemption of State Interest-on-Escrow Laws", "slug": "occ-guidance-preemption-state-interest-escrow-laws-bulletin-2025-50", "excerpt"...

Recent SEC charges against ADM highlight critical compliance risks regarding accounting disclosures. This update provides practical guidance on executive oversight, internal controls, and audit committee responsibilities.

The FDIC has issued a Notice of Final Rulemaking detailing requirements for signs, advertisements, and insured status representations. This update clarifies compliance obligations for members.

The Securities and Exchange Commission has issued a significant interpretation regarding the application of federal securities laws to specific crypto assets. This memo outlines the implications for issuers,…

Executive Summary The Federal Deposit Insurance Corporation (FDIC) has issued Frequently Asked Questions (FAQs) clarifying capital treatment standards for tokenized securities. This document is critical for financial institutions…

The Federal Deposit Insurance Corporation has extended the public comment period regarding proposed rules for payment stablecoins, aiming to gather additional feedback before finalizing the regulatory framework. This…

The Federal Deposit Insurance Corporation updates appeal procedures for material supervisory determinations, impacting financial institutions.

Reference: FIL-30-2025{ "title": "FDIC Consolidated Reports of Condition and Income Guidance", "slug": "fdic-q4-2025-reports-guidance", "meta_title": "FDIC Q4 2025 Reporting Guidance...

The Consumer Financial Protection Bureau (CFPB) has released 2024 Home Mortgage Disclosure Act (HMDA) data, providing a detailed look at mortgage lending patterns across the nation.

The Consumer Financial Protection Bureau has released guidance indicating a strategic shift in enforcement priorities related to the Texas Bankers Association litigation stay.

CFPB Announces Adjustment in Enforcement Priorities Regarding Digital Accounts for BNPL The Consumer Financial Protection Bureau (CFPB) has issued a significant update to the public record, indicating a…

The Consumer Financial Protection Bureau (CFPB) recently amended a consent order involving Wise, providing updated enforcement signals regarding remittance fee disclosures and exchange rate transparency for financial institutions.